Employee Financial Education

An employer-sponsored financial education program designed to strengthen employees’ financial literacy, confidence, and long-term wellbeing across the organisation.

Financial complexity increasingly affects employees well beyond the workplace. Questions around saving, investing, inflation, debt, and long-term planning can create stress and distraction, impacting both personal wellbeing and professional focus.

Employee Financial Education at Ascend7CFO² provides organisations with a structured, responsible way to support employees in building financial understanding — without promoting speculation or financial product sales.

Purpose of the Program

The program is designed to:

• Improve baseline financial literacy across the workforce

• Support long-term financial confidence and autonomy

• Reduce financial stress as a workplace risk factor impacting focus, engagement, and retention

• Contribute to employee wellbeing and engagement

The focus is on education, not advice, and on empowerment rather than outcomes.

What the Program Covers

The program combines foundational financial education with mindset awareness, helping employees build confidence and long-term perspective.
Content is modular and adapted to audience level.

Core pillars include:

• The mindset paradigm
  Understanding how beliefs, behaviour, and cognitive biases influence financial decision-making, risk perception, and long-term outcomes.

• Foundational financial knowledge
  Covering essential personal finance and investing concepts, including:

  • Budgeting, saving, inflation, and purchasing power

  • Risk, diversification, and time horizon

  • Long-term financial planning and decision awareness

• Digital finance fundamentals (Crypto & Digital Assets)
  A clear, non-technical introduction to digital finance concepts, including:

  • What crypto and digital assets are — and what they are not

  • Risks, limitations, and common misconceptions

  • Where digital finance may be relevant, and where it may not

No trading strategies, no performance promises, and no product promotion. The program does not provide personal financial advice or recommendations and is designed for educational purposes only.

Format & Delivery

• Structured learning tracks or standalone sessions

• Delivered in-person or remotely

• Adapted to different employee groups and levels

• Clear separation between education and personal financial advice

• Sessions can be scheduled during extended working hours, such as early morning or early evening, to minimise disruption to core business activities

• Participation is voluntary, confidential, and respectful of individual financial circumstances.

The format, pacing, and depth are aligned with organisational culture and HR requirements.

Governance & Positioning

This program is:

• Suitable as an employee benefit

• Compatible with HR, Legal, and Compliance expectations

• Clearly distinct from professional financial advice and regulated investment services

• Designed to complement existing wellbeing and ESG initiatives

Participation is voluntary and educational in nature.

Who This Is For

• Organisations seeking to enhance employee wellbeing

• HR and People teams building responsible benefits portfolios

• Employers wanting to address financial stress proactively

• Companies looking to improve financial literacy at scale

Relationship to Other Ascend7CFO² Services

Employee Financial Education:

• Complements Corporate Trainings (which focus on organisational capability)

• Sits alongside Executive Resilience Coaching as a people-focused offering

• Is intentionally separated from strategic or advisory, and commercial services

It represents the individual wellbeing layer of the Ascend7CFO² services portfolio.